For insurers and property lenders in BC
You are expected to know the wildfire and flood risk at each property. This is how.
Supervisors want physical risk at the address, not a provincial average. EarthShed screens British Columbia properties for wildfire and flood, and shows daily fire weather across the province, so you can see what sits in the book and act on it.
The pressure is already here.
Insurers are being asked to report wildfire and flood exposure in more detail. Lenders are being asked to know the physical risk on collateral, not just the postcode. Model risk rules are tightening around any third-party tool that feeds that work. The shared question is simple: what is the hazard at this property, and how do you know?
EarthShed answers that for British Columbia. One address, a whole book, or a feed into your own systems.
Wildfire, flood, and today’s conditions.
Wildfire at the property
Nearby forest conditions, historical wildfire activity, fuels, and long-term climate.
A screening of how exposed a property is to wildfire. Not a chance the building will ignite, and not a loss estimate.
Flood at the property
Terrain, drainage, mapped flood evidence, official context, and how water moves through the landscape.
A screening of flood susceptibility and evidence at the property. Not flood depth for every site, not legal flood status, and not a loss estimate.
Daily fire weather
Forecast weather and the Canadian Fire Weather Index for all of British Columbia, on a 5 km grid.
Not a chance that a fire will start, not an official danger rating, and not a reading of a single building.
Look up one property, or run the book.
- Search an address when a file is open.
- Send a list of properties and get a screening for each one.
- Connect the same result to origination, renewal or review.
Understand the findings
Flood risk screening for BC properties
See where the landscape suggests closer attention, and the measurements behind it.
Wildfire exposure screening for BC properties
Understand the landscape around the property and what makes its exposure worth attention.
Property risk screening for property lenders in BC
Give the next reviewer a clear location, two distinct findings and the evidence behind them.
Request access
Tell us the book you would screen. We will come back to you.